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Frequently Asked Questions
About Propshop:
It’s a real estate consultancy that helps people seeking homes and investors comparing properties, project detailed information, scheduling site visits and making a buyer informed before buying property.
Choosing Real Assetz Wealth is better option as it offers:
- Verified property lisitings
- Expert projects comparisons
- RERA-based guidance
- Free site visit assistance
- Personalized support from property selection to booking
Real Assetz Wealth majorly covers estate markets, including
- Noida
- Greater Noida
- Ghaziabad
- Delhi NCR
and connecting locations offers expert assistance for commercial and residential properties.
Yes, Real Assetz Wealth deals in both residential and commercial properties by offering:
- Project comparisons
- Investment guidance
- Site visit assistance
- End to end property buying support
Real Assetz Wealth works on properties approved by RERA, and encourages buyers to verify projects before purchase.
Buying a Property:
For buying property in noida require steps to follow
- Decide your budget
- Choosing location
- Comparing RERA approved projects
- Verify Documents
- Arrange finances
- Full and Final registration
Documents to check before buying property :
- Title Deed
- Sale Agreement
- Approved building plan
- Occupancy certificate
- Property tax records
- Builder approvals
Choose the option as per your priorities:
| Ready-to-Move | Under-construction |
|---|---|
| Immediate possession | Lower purchase price |
| No construction delay | Better appreciation potential |
| Ready to move in | Tailored payment plans |
Keep these points in mind before a property
- Carpet area
- Built up area
- Super area comparison
Real Estate Investment:
Both property is better for returns
- Residential: Provides stable appreciation
- Commercial: Offers higher rental yields and better income but ask for larger investment.
Rental yield is annual income earned from property, known as percentage of total market value. This helps in comparing rental income to investment opportunities.
For long term investment
- Greater Noida
- Noida
- Yamuna Expressway
- Gurgaon
Commercial Property:
Yes, as per propshop research team commercial properties offer high rental income, along with better ROI as compared to residential properties.
Rental shops and office spaces generally offer the highest ROI, depending on location, occupancy, tenant demand, and market growth.
Retail shops are in high demand, while office space provides stable long term leases. According to the commercial hub research team, retail commercial properties have given stronger rental ROI than office spaces.
The minimum investment for commercial property starts from 50 lakh, as it depends on property type, location and future development.
Entry Investment
₹50L
Home Loan:
Home loans are available to individuals who meet the lender’s eligibility criteria. Banks generally evaluate the biases:
- Age
- Monthly income
- Employment stability
- Credit score
- Repayment capacity
- Existing financial obligations
Most banks finance 75%–90% of the property’s value, it depends on your income, credit score, repayment capacity, and lender policies.
Basic documents required for applying loan are:
- Aadhaar/PAN
- Income Proof
- Bank Statements
- Property Documents
- Salary Slips / ITR
Yes, Mostly banks offer finance for under-construction properties, the borrower meets the lender requirements. Given documents need to be verfiy.
- RERA Registration
- Builder Reputation
- Project Approvals
- Loan Eligibility
EMI (Equated Monthly Installment) is the fixed monthly amount you pay towards your home loan.
EMI = Principal + Interest
Property Registration & Legal:
RERA registration helps buyer to verify important details of project like :
- Builder Information
- Legal Approvals
You can visit the official RERA website and search project name or RERA registration number.
It’s a legal document that transfers property ownership from seller to buyer and after payment is completed.
It’s a certificate that confirms that the building complies with approved plans and is fit for occupation, as it’s issued by local authority.
OC Confirms
- Building is complete
- Safety
- Approved by authority
Completion certificate is issued by local authority after completion of project, declare that it has been made applicable regulations.
Real Estate Terms & Property Area Guide
Carpet area is the most usable area inside the apartment, Including internal walls. It also excludes external walls, balconies, terrace, corridors and other most common areas.
Build up area combines carpet area, wall thickness, personal balconies and terraces (if applicable) It shows the full construction area of an individual apartment.
Super built-up area combines built-up area and proportionate share of common areas like corridors, lift lobby, staircases, clubhouse and other shared amenities.
Loading in real estate refers to the area between carpet and super built up area. It shows the percentage of common areas.
It’s the ratio of total constructed floor area to plot area. It declares the maximum construction area on a piece of land.
First-Time Homebuyer
your budget depends on your income and loan eligibility. Keep advanced funds ready for down payment, taxes and other home buying expense.
2 bhk flat is ideal for small families and individuals, meanwhile 3 bhk flat is for future needs and better long term value.
As per low budget go for 2 bhk and if require extra large space opt for 3bhk.
Before investing do a deep research for good connectivity, schools, hospitals and future infrastructure developments.
Yes, For excellent connectivity purchasing home near to metro station is easy to commute and higher resale demand for first time buyers.
General Real Estate
Noida: more developed with commercial hubs
Greater Noida: offers larger townships, affordable housing and strong future infrastructure growth.
Both are beneficial as real estate offers stable long term growth and rental income, while stock provides high liquidity.
Property prices generally rise due to upcoming infrastructure, improved connectivity, growth in demand and better amenities in the surrounding area.
Factors that are affecting property prices are:
- Locations
- Project amenities
- Market demand
- Government policies
Buying a property is a long term thought, while renting offers flexibility. Better option depends on your priorities.
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We are one of the biggest real estate consultancies in Noida, Greater Noida, Ghaziabad and across Delhi NCR.
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